Another Family Office Simulator update is live.

This one started with a player report that the refinance screen could get stuck with everything disabled, including Cancel.

At first glance that sounded like a simple UI bug. It was not quite that simple.

I found a failure path in the save-confirmation system where a mortgage action could lose the acknowledgement from the save process. The game was correctly trying not to repeat a money-moving action it was not sure about, but the end result could be a refinance screen sitting there with the controls disabled and no sane way to get out of it.

That has been corrected.

REFINANCE & SAVE RECOVERY

• Refinance should no longer leave you trapped if a save acknowledgement fails.

• If the refinance definitely did not happen, the game now cleans up the pending action and lets you close the screen and try again safely.

• If the refinance did happen but the save confirmation is uncertain, the game preserves that one action, prevents duplicate money or mortgage changes, and gives you a safe recovery path instead of letting the transaction run twice.

• I also tightened the same underlying save path used by a few other high-value actions, including Ranch and Trust confirmations and acquisition closing.

BANKING / LINE OF CREDIT

I also corrected a Banking display issue with the Line of Credit.

The Banking overview could show the amount already drawn correctly, but still label the entire credit limit as "available."

So if you had a $10 million LOC with $2 million already drawn, the overview could still tell you that $10 million was available.

It now shows the actual remaining availability, so in that example it would correctly show:

$2 million drawn
$8 million available
$10 million total credit limit

The detailed Line of Credit screen and the overview now agree with each other.

TESTING

This one got a stupid amount of testing because it touches exactly the kind of stuff I do not want to be casual about: money moving, saves, mortgages, property purchases, and being able to get the hell out of a screen if something fails.

The final build went through the refinance and save-failure cases, mortgage recovery, Ranch and Trust confirmations, acquisition closing, 1031-related closing, save/reload, packaged testing, independent review, a separate red-team pass, and finally the actual Steam-delivered private build before I moved that exact same build public.

Existing saves are supported. You do not need to start a new game.

If you see anything weird with refinancing, Banking, saves, or another high-value transaction after this update, please tell me.

Screenshots are good. Saves are even better.

Thanks again for continuing to find the weird stuff. 😄