This update focuses on late-game governance, succession clarity, and making sure mature family offices are never trapped behind an unachievable heir-readiness requirement.

• Governing Documents are no longer locked behind a successor reaching 65 readiness.

• Institutional governance is now based on the maturity of your family office: an established Headquarters, verified CEO Mode, and an active office.

• The Founder’s Charter can now be established even if your current successor is still developing or may never reach the Dynasty ceremony threshold.

• Board Formation now works with either a leased or owned Headquarters, provided the other requirements are met.

• Locked governance options now show their exact requirements, your current status, and where to go next instead of simply remaining unavailable.

• Successor readiness still matters for the Dynasty ceremony and succession outcomes, but it no longer blocks normal governance or eventual succession.

• Heir screens now show current readiness, the 65-point Dynasty threshold, and projected maximum readiness. If the current development path cannot reach 65, the game now explains that clearly without implying your save is stuck.

• Corrected the philanthropy progression so players are no longer prematurely directed toward a Donor-Advised Fund path that is not currently implemented.

• Foundation guidance now appears at the proper point after Board Formation.

• Added additional safety checks around Foundation and Capital Reserve Policy establishment to prevent invalid or duplicate progression.

• Corrected Foundation contribution wording to reflect the actual annual December contribution schedule.

Existing saves are supported. You do not need to restart your family office for these changes.